Pooja Agarwal

No Inspection required

We care for your 2 wheeler as well

  • Coverage for any damages caused to 2 wheeler
  • Safeguard against third party liabilities
  • Perfect key to meet financial losses & costs caused
  • Protection to all sorts of 2 wheelers such as motorcycle, scooty, scooter, moped


Key Benefits of 2 wheeler Insurance Plan

Financial Safety

A 2 wheeler insurance policy offers financial coverage to help you with finances in case of theft, an accident,... or third-party liabilities. This policy helps the policyholder get the damages fixed without stressing on the pocket.

Incidental Injuries

This policy also covers any accidental injuries that the person may have suffered through the... accident along with the damages caused to the vehicle.

Roadside assistance coverage

This policy offers add-on coverage for towing facility, battery jump-start, ... flat tyres, or little repairs service, hotel stay or even a cab drive when your 2 wheeler cracks down or meets with an accident. Thus, roadside assistance cover enables you to be ready for an unexpected crash or a mishap in the middle of nowhere.

No depreciation coverage

Generally, the depreciation amount on your bike/scooter’s pieces is deducted by the insurance company, while ... resolving your claim for damages to your two-wheeler. Whereas, if you opt for this add-on cover you will receive more claim amount because this plan gets down the depreciation amount to nil.

how it works

How does it Work?

  1. 1Personalize Your Plan

    To customize your Term Plans, use our online calculator and create your premium selection.

  2. 2Fill Application Form

    Fill in your required details and answer the health-related questions.

  3. 3Pay And Upload The Documents

    To complete your purchase, pay from the broad set of options provided and upload the necessary documents mandated to issue the policy.

Why Choose PolicyAdda.com?

...
Claim Settlement Ratio

The better the ratio, the higher are the chances of getting your insurance claim settled conveniently.... In fact, we cover maximum insurers with a high claim settlement ratio, to make your Insurance choice better and worry-free.

...
15 Days Return Policy

Did not like the terms of the policy? What now? Well, do you want to opt for another Policy? ... No worries, our all policies come with a 15 days Free Look period, and that lets you compare the policy even after the purchase and return if you don’t like it.

...
Claim Support

We assure that every client is offered proper help for the claim processing. During this process, our ... dedicated team members & Relationship Managers give in their best to ensure you with the correct guidance at the right time.

How to File a Claim?

  • Gather Your Receipts: To raise a claim, firstly, you must obtain a thorough invoice from your doctor or medical source.

  • Fill in an application form: This form is a document that declares and provides your insurance organization with more details regarding the illness or accident.

  • Keep a copy handy: It's a good idea to make copies as a preventive measure. Before submitting the claim to your insurance company, do organize your whole claim properly.

  • Review & Call: As you have all your documents filled out, send them to your insurance company and make sure to contact them on a call too.

Claim's FAQs

Yes, absolutely you can replace your new vehicle with your current insurance policy.

Definitely, you can cancel the policy during its tenure, but you have to provide a few necessary documents to verify that your motor is insured elsewhere or the enrollment certification of your vehicle has been cancelled by the RTO (Regional Transport Office). Once this plan is cancelled the insurance company will reimburse the pending amount after excluding the premium for a duration in which the cover has been issued.

To purchase a policy for your 2 wheeler online, you are just required to provide the earlier insurance policy details, RC statement, and no other documents are needed while buying the insurance policy.

No Claim Bonus (NCB) in a 2 wheeler insurance policy is the bonus given to the policyholder when he/she has not made any single claim during the policy term.

SWhen you purchase an insurance policy offline, an inspection of a vehicle is mandatory. But, in the case of online buy, an inspection is not needed.

In this case, you must visit the closest police station to lodge an FIR for the missing or stolen two-wheeler. You are also required to report your insurance company about the incident to apply for a claim, which needs you to provide specific documentation with a copy of the FIR attached.