Take a step towards betterment
The medical expenditures aroused due to being admitted to the ... hospital for more than 24 hrs are covered under a health insurance plan. In some cases, daycare for certain surgeries or accidental cases are covered, various insurers company-wise. These expenses include doctor's fees, medicine costs, diagnostic test fees, room rent, etc.
This policy takes care of the expenses incurred due to an illness before ... getting hospitalized along with follow-up treatment after getting discharged up to pre-specified limits/durations.
The expenses incurred of a treatment obtained through the Ayush school of medicines including... Unani, Homeopathy, Ayurveda, Yoga, and Siddha are covered under most of the policies.
Maximum health insurance policies come along with the coverage for the routine health checkup to the policyholder ... based on the terms & conditions. Some companies even present free check-ups depending upon earlier no-claim bonuses.
To customize your Term Plans, use our online calculator and create your premium selection.
Fill in your required details and answer the health-related questions.
To complete your purchase, pay from the broad set of options provided and upload the necessary documents mandated to issue the policy.
The better the ratio, the higher are the chances of getting your insurance claim settled conveniently. ... In fact, we cover maximum insurers with a high claim settlement ratio, to make your Insurance choice better and worry-free.
Did not like the terms of the policy? What now? Well, do you want to opt for another Policy?... No worries, our all policies come with a 15 days Free Look period, and that lets you compare the policy even after the purchase and return if you don’t like it.
We assure that every client is offered proper help for the claim processing. During this process, ... our dedicated team members & Relationship Managers give in their best to ensure you with the correct guidance at the right time.
Gather Your Receipts: To raise a claim, firstly, you must obtain a thorough invoice from your doctor or medical source.
Fill in an application form: This form is a document that declares and provides your insurance organization with more details regarding the illness or accident.
Keep a copy handy: It's a good idea to make copies as a preventive measure. Before submitting the claim to your insurance company, do organize your whole claim properly.
Review & Call: As you have all your documents filled out, send them to your insurance company and make sure to contact them on a call too.
Following are the must look factors while choosing a Health Insurance Plan:
It is a good idea to purchase a health insurance policy as you complete the minimum entry age criteria for the plan. The earlier you get a health insurance plan, the premium payment is less and vice versa.
Numerous health insurance policies issue plans without medical tests based on the age and past medical record of the applicant. But, if the applicant's age is more than the minimum age limitation imposed by the insurance company, then a medical test is mandatory.
NIf a person is hospitalized due to an accident or an illness, Mediclaim looks after the policyholder’s healthcare expenditures. Mediclaim is a kind of health insurance plan that offers cover for a specified span or up to a limit set that is called the sum assured. Plus, this policy needs to be revived frequently to continue enjoying the advantages.
Definitely, a health insurance plan will work in both network & non-network hospitals. Exclusively, at a network hospital, the policyholder can claim the cashless facility but the scenario would be the opposite in a non-network hospital and the policyholder might have to give the bills of treatment or hospitalisation to request a claim.
YAfter the lapse date, generally, all insurance companies offer clients a grace span of 15 to 30 days. Meanwhile, the client can use this span to revive the particular plan and keep the health insurance policy going. Thus, till the policyholder revives its plan again, he/she will not gain any security or advantages from the health policy.