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Early death of the life insured in-between the policy term, the nominee shall get the Total... Payout as a Lump sum amount or a combination of Lump sum & Monthly amount.
The amount of premiums paid for Term Life Insurance are ensured Tax-free under the section... 80(C) that is upto of Rs 1,50,000.
Riders are an essential extension to the basic plan giving & provide an opportunity to... modify the coverage to the life insured.
The rider offers an extra sum secured over the base plan present if the life insured is... diagnosed with one of the significant illnesses specified in the rider.
Use our online calculator to personalize your Term Plans and to create your premium quote.
Fill your details and answer few health-related questions.
Pay from a wide range of options to finish your purchase and upload essential documents needed to get your policy issued.
Get up to 97.8% Claim Settlement to cover the total volume of a ...claim for a financial year. And it can work as a strong metric to consider if a certain policy is a right choice for you or not.
A term insurance return of premium policy is a term insurance plan that refunds... the premium paid for the cover in case the insured party survives the policy period.
Term Insurance plans are specifically designed to secure your family's basic... financial needs in case of death or uncertainty.
Collect Your Receipts: To submit a claim, you must first receive a detailed invoice from your doctor or medical provider.
Fill out an application form: An application form is a document that informs your insurance company for more information about the accident or illness in question.
Make at least 1 copy: As a preventive measure, it is always a good idea to make copies. Prepare your entire claim before submitting it to your insurance company.
Review, Call: And Send When you have all your documents filled out and ready to be sent, call your insurance company.
Yes, hospital costs for COVID-19 are covered by the policy according to the terms of the policy.
If your policy includes outpatient treatment, there are no waiting times. A claim under outpatient treatment can be made using the application process specified in the text of the directive. In the case of hospitalization due to COVID-19, the initial 30-day waiting period applies to the new policy, while the waiting period does not apply to policies that are renewed in a timely manner without interruption.
In case the quarantine is in a hospital with the help of a Medical Practitioner, then the medicinal values acquired will be met by the policy terms and conditions. However, costs incurred on account of self-quarantine or quarantine at home will not be covered.
No. The geographical range of the policy is restricted to India.
So long as the hospitalization is in India, the travel history will not change the admissibility of a claim under the plan.
Yes, your pre and post-hospitalization costs will be covered if your Hospitalization claim is considered under the policy.